Hallowe'en "tick" - Guy Fawkes "tick" - bring on Christmas!

How familiar is this scene? There you sit; a blank piece of paper and a pen (maybe a glass of wine?) are your only companions. You must start The List. Who will be getting a Christmas present from you and WHAT ON EARTH CAN YOU GIVE THEM? Close your eyes, deep breath. You can do this, you do it every year. Surely there must be someone or something to help you with this enormous task. Cue iMember.....the website can give you bright ideas for your list and the most attractive part – you will save money on your purchases.

www.iMember.co.uk will help you list all the organisations you belong to and immediately a host of interactive icons appear, which, with a click of a mouse, will lead you safely to all your personal membership benefits, often in the form of discounted prices or 2 for 1 offers.

So, how does this give you inspiration for your so far blank Christmas list? Well, if you are a member of the AA, you will have 215 offers ping up on the screen giving you discounts on clothes shops, balloon flights, days out, magazine subscriptions; are you a Barclays Premier customer? – that’ll be another 50 offers you are entitled to, including West End shows, dinner cruises, and wine-tasting days; Mumsnet?  Discounts at The White Company, Dunelm, and Boden – the offers just go on and on and so do the ideas for presents! iMember have more than 10,000 deals on their website, allowing users to benefit online and in more than 60,000 places, venues and retailers.

If you’re more of a high street shopper than an on-line shopper, download the free iMember app to your phone and once you have registered your memberships on the website, your phone will alert you to high street shop discounts and offers that you are entitled to as you mosey your way around town seeking out those elusive Christmas gifts.

So, no need to panic – enjoy the list writing and the shopping this year. Remember you’re a member and iMember will help you with the rest.