Is it a financial disaster?

Despite interest rates being at their lowest consistent level for years, household finances have been severely squeezed. Once our hard earned wages have been spent on essentials:- mortgages, travel expenses, food, energy bills, many people have less than 5% of their pay left at the end of the month.

According to the Resolution Foundation think-tank, households have taken a "large and permanent hit to their living standards". Gloom, doom and misery all around us and let's not even get started on the weather!

But there are ways you can save money, or perhaps a better way to put it is not to spend so much money, by making sure you are using all the membership benefits on offer to you that you may well have forgotten about or not even known existed. It's tough out there for everyone and in order to attract your "business" you will be offered attractive membership benefits; discounts on some everyday items; discounts on gifts, holidays, cinema tickets; two for one offers; even free offers with some memberships. 

How to find out about these benefits AND remember to use them? That's simple (and free!) - register with iMember at www.iMember.co.uk and you can list all the organisations you belong to. You will then be shown (immediately) with thumbnail icons all the member benefits you can get. You can also download a free mobile app so when you are out and about and come within a certain radius of one of your benefits, you will get an alert.

So although it seems a bit of a financial disaster - there are simple ways you can make your money go much further.

www.iMember.co.uk - Remember you're a member.